How To Choose A Reliable Roofing Contractor
When you choose a contractor to replace your roof – follow these guidelines to ensure you’ve picked a contractor who will do the job properly.
Know Before You Hire:
Bank Financial Stability & Character Letter: This signed document from the bank will show you the financial stability and the bank’s judgment of character of the company you are considering. Insist on seeing this letter so that you know that you are dealing with a company that is stable and financially sound.
General Liability Insurance Certificate – Not “Self-Insured”: You need to know if your contractor carries general liability insurance for both commercial and residential projects. A sizable contractor will carry no less than $500,000 and usually around $1,000,000 of coverage. If your contractor’s insurance policy cannot cover potential damages, then the contractor would be personally liable. If he cannot cover the damages himself, you will again have no legal recourse and will end up paying for the repairs or even a new roof yourself. Over three-fourths of roofing companies do not carry proper insurance coverage to protect you against losses.
Up-Front Payments: We do not require payment upfront, but ONLY accept it upon completion. Additionally, Oklahoma is a “notice to owner” state, so we follow this procedure.
Current References: All reputable roofers should have good references that are available to the consumer. We have many references available upon request
There’s only 2 circumstances where you should give cash up front: Reputable roofing contractors will not need cash up front for 99% of all jobs they do. The only circumstances that would make it necessary are if you special order non-returnable roofing materials, or insurance does not cover your repairs and you have questionable credit. Be careful of contractors who ask for money up front, especially if your roof is compostion, tile, or shingles. This is the number one area of fraud among contractors.
Trade Association Certificates of Standing: Belonging to trade associations implies some quality and ethical integrity on the part of the contractor. Associations like National Roofing Contractor Association, Tulsa Homebuilders, and Oklahoma Roofing Contractor Registration.
Roofing companies should be registered and in good standing with the ORCR. This requires a minimum of $500,000 workers comp and liability insurance coverage. Be sure to check this list to make sure they are registered and in good standing.
Use Preferred Contractors at the very least. They make sure the installers are compliant with specifications and installation methods required.
Quality Inspection Checklist and Walk Through: Ask to see the “Quality Control Checklist.” A certified inspector should be provided at the completion of the job to review the installation checklist. This should occur prior to payment.
Give Perfection Roofing a Call Today!