The nightmare of a destructive event damaging your roof should not be worsened by suffering through roof repair insurance claim problems for your Tulsa-area home. Whether it’s a neighbor’s rotting tree falling on to your house, a hail storm, or even a tornado the recovery steps needed are the same. Contact your insurance company, and then contact a trustworthy roofing contractor. You can even schedule the insurance adjuster’s first visit to include a licensed associate from Perfection Roofing, Inc. to help you through the process.
You want your home’s interior safe, with the roof restored quickly. You may not be thinking clearly. You may feel that money—for the moment—doesn’t matter. An honorable roofing contractor understands your frame of mind; less ethical contractors may ignore your concerns and try taking advantage of you.
The Right Priorities
A qualified roofing contractor can expedite the insurance process without delaying the actual roof repair. The insurance adjuster, roofing contractor and homeowner should work together to avoid unpleasant surprises from lack of communication. The contractor should be able to perform the roof repair for the amount the adjuster will pay, plus your deductible.
Be wary of any creative “shortcuts” that can indicate fraud. An unethical contractor may offer to do the job for less than the insurance payout, hinting that you could pocket the difference. The contractor is happy to commit insurance fraud; their priority seems to be cash, not quality.
The Repair Work
An honest roofing contractor will perform the highest quality work without regard to the press of other jobs, for the agreed amount. Perhaps entire neighborhoods suffered—does that mean your home’s repair should be rushed, or be of lesser quality? A true professional will allot a crew, equipment and time necessary to perform the right repairs the right way.
Inspections and Certifications
If you have a mortgage on your home, the mortgage company is an interested party to the roof repair. The mortgagor as well as insurer may require an inspection of the finished repair work. For ultimate peace of mind, engage a contractor with Haag-certified inspectors on staff.
HCI-R (Haag Certified Inspector-Residential) credentials indicate the highest industry standard. Haag Engineering, started in 1924, provides consulting and engineering services worldwide. Its inspector certification programs are known and respected throughout the roofing, insurance and mortgage industries. Having a Haag Certified inspector sign off on the roof repair will reassure everyone that the job was done right.
For more help understanding the roof repair insurance claim process on your Oklahoma City-area home, contact us at Perfection Roofing Inc.